02388 中銀香港
按盘价 
40.540 -0.420 (-1.025%) 盈利能力分析
| 2025/12 | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
| 资产回报率 (%) | 0.924% | 0.948% | 0.869% | 0.710% | 0.660% |
| 股东资金回报率 (%) | 11.508% | 11.606% | 10.557% | 8.679% | 7.809% |
基本指标
| 2025/12 | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
| 净利息收益率 (%) | 1.4% | 1.46% | 1.53% | 1.25% | 1% |
| 净息差 (%) | 1.09% | 1.07% | 1.12% | 1.08% | 1.06% |
| 资本充足比率 (%) | 25.98% | 22% | 21.18% | 21.52% | 21.44% |
| 第一级资本比率 (%) | 24.01% | 20.02% | 19.02% | 19.3% | 19.11% |
| 核心资本比率 (%) | -- | -- | -- | -- | -- |
| 流动资金比率 (%) | -- | -- | -- | -- | -- |
经营表现指标
| 2025/12 | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
| 利息支出 / 利息收入比率 (%) | 56.038% | 62.468% | 60.247% | 39.235% | 20.738% |
| 其他经营收入 / 经营收入比率 (%) | 31.301% | 26.552% | 22.016% | 28.525% | 34.790% |
| 成本 / 收入比率 (%) | 23.621% | 24.552% | 25.355% | 31.264% | 33.496% |
贷款及存款指标
| 2025/12 | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
| 流动资金 / 客户存款比率 (%) | 19.343% | 22.479% | 16.252% | 22.514% | 19.970% |
| 呆坏帐准备 / 客户贷款比率 (%) | 1.087% | 0.892% | 0.865% | 0.698% | 0.618% |
| 贷存比率 (%) | 58.128% | 61.249% | 67.458% | 68.853% | 68.173% |
| 客户贷款 / 总资产比率 (%) | 37.979% | 39.623% | 43.620% | 44.641% | 43.666% |
| 备注： | 实时报价更新时间为30/03/2026 17:59 |
| 港股实时基本市场行情由香港交易所提供; 香港交易所指定免费发放实时基本市场行情的网站。 | |
| 股东应占溢利/(亏损) (千) | HKD 22,152,000 |
| 增长率 | 10.539% |
| 每股盈利/(亏损) | HKD 2.095 |
| 每股账面资产净值 ($) | HKD 32.826 |