| 2025/12 - Final RMB(K¥) | %Chg (Compare to Final) | 2024/12 RMB(K¥) | 2023/12 RMB(K¥) | 2022/12 RMB(K¥) | 2021/12 RMB(K¥) | |
| Interest Income | 23,191,992 | 3.437% | 22,421,432 | 21,140,032 | 19,830,162 | 18,208,935 |
| Interest Expense | (12,122,000) | -3.392% | (12,547,608) | (11,858,063) | (11,541,848) | (10,563,310) |
| Net Interest Income | 11,069,992 | 12.115% | 9,873,824 | 9,281,969 | 8,288,314 | 7,645,625 |
| Other Operating Income | 3,490,682 | -1.417% | 3,540,867 | 3,199,382 | 3,360,941 | 3,492,748 |
| Total Operating Income | 14,560,674 | 8.543% | 13,414,691 | 12,481,351 | 11,649,255 | 11,138,373 |
| Net Insurance Claims Incurred & Movement in Policyholders' Liabilities | 0 | -- | 0 | 0 | 0 | 0 |
| Net Operating Income | 14,560,674 | 8.543% | 13,414,691 | 12,481,351 | 11,649,255 | 11,138,373 |
| Operating Expenses | (4,782,001) | -2.100% | (4,884,559) | (4,516,428) | (4,218,441) | (3,915,738) |
| Impairment Losses on Loans & Advances | (2,882,692) | 21.107% | (2,380,293) | (2,047,853) | (2,636,284) | (3,110,029) |
| Other Impairment Losses | (652,146) | -43.523% | (1,154,710) | (1,983,673) | (1,658,571) | (887,196) |
| Operating Profit / (Loss) | 6,243,835 | 24.998% | 4,995,129 | 3,933,397 | 3,135,959 | 3,225,410 |
| Change in FV & Impairment on Inv. Prop. | 0 | -- | 0 | 0 | 0 | 0 |
| Change in FV & Impairment on Others | 0 | -- | 0 | 0 | 0 | 0 |
| Profit / (Loss) on Disposal | 0 | -- | 0 | 0 | 0 | 0 |
| Other Non-operating Items | 0 | -- | 0 | 0 | 0 | 0 |
| Share of Results of Asso. & JCEs | 0 | -- | 0 | 0 | 0 | 0 |
| Profit / (Loss) before Taxation | 6,243,835 | 24.998% | 4,995,129 | 3,933,397 | 3,135,959 | 3,225,410 |
| Taxation | (887,234) | 50.275% | (590,408) | (261,977) | 31,566 | (232,197) |
| Profit / (Loss) from Discontinued Operations | -- | -- | -- | -- | -- | -- |
| Non-controlling Interests | (168,860) | 20.099% | (140,601) | (122,821) | (84,750) | (70,549) |
| Others | (233,200) | 0.000% | (233,200) | (233,200) | (510,176) | -- |
| Profit / (Loss) Attributable to Shareholders | 4,954,541 | 22.913% | 4,030,920 | 3,315,399 | 2,572,599 | 2,922,664 |
| 2025/12 - Final RMB(K¥) | %Chg (Compare to Final) | 2024/12 RMB(K¥) | 2023/12 RMB(K¥) | 2022/12 RMB(K¥) | 2021/12 RMB(K¥) | |
| Depreciation & Amortisation | 611,060 | 2.150% | 598,198 | 565,168 | 547,473 | 493,063 |
| Directors' Emoluments | -- | -- | -- | -- | -- | -- |
| 2025/12 - Final | %Chg (Compare to Final) | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
| Auditor's Opinion Status | Unqualified | -- | Unqualified | Unqualified | Unqualified | Unqualified |
| 2025/12 - Final | %Chg (Compare to Final) | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
| EPS (cts) | 85.000 | 23.188% | 69.000 | 57.000 | 45.000 | 51.000 |
| DPS (cts) | 18.000 | -- | 16.000 | 16.000 | 16.000 | 16.000 |
| Dividend Payout Ratio (%) | 21.176% | -- | 23.188% | 28.070% | 35.556% | 31.373% |
| Cash flow per share ($) | 1.512 | -- | 3.943 | 1.742 | (0.294) | 0.631 |
| NBV per share ($) | 7.005 | -- | 6.449 | 5.613 | 5.055 | 7.055 |
| Remarks: | Real time quote last updated: 30/03/2026 17:59 |
| Real-time basic market prices of Hong Kong securities are provided by HKEx; a Designated Website authorized by the HKEx Group to provide the Service. | |
| Profit / (Loss) Attributable to Shareholders (K¥) | RMB 4,954,541 |
| %Change | 22.913% |
| EPS / (LPS) | RMB 0.850 |
| NBV Per Share (¥) | RMB 7.005 |