| 2025/12 - Final HKD(K$) | %Chg (Compare to Final) | 2024/12 HKD(K$) | 2023/12 HKD(K$) | 2022/12 HKD(K$) | 2021/12 HKD(K$) | |
| Interest Income | 10,418,723 | -14.921% | 12,245,899 | 11,599,555 | 7,007,942 | 5,176,672 |
| Interest Expense | (4,518,059) | -33.997% | (6,845,224) | (6,648,658) | (2,576,534) | (1,222,447) |
| Net Interest Income | 5,900,664 | 9.258% | 5,400,675 | 4,950,897 | 4,431,408 | 3,954,225 |
| Other Operating Income | 2,366,220 | 30.697% | 1,810,458 | 1,292,516 | 2,554,533 | 2,059,854 |
| Total Operating Income | 8,266,884 | 14.641% | 7,211,133 | 6,243,413 | 6,985,941 | 6,014,079 |
| Net Insurance Claims Incurred & Movement in Policyholders' Liabilities | 0 | -- | 0 | 0 | 0 | (337,802) |
| Net Operating Income | 8,266,884 | 14.641% | 7,211,133 | 6,243,413 | 6,985,941 | 5,676,277 |
| Operating Expenses | (3,577,142) | 3.885% | (3,443,379) | (3,249,965) | (3,103,672) | (3,205,522) |
| Impairment Losses on Loans & Advances | (1,746,392) | -1.702% | (1,776,627) | (798,335) | (784,312) | (394,119) |
| Other Impairment Losses | (37,051) | 172.174% | (13,613) | 66,826 | (19,542) | 21,814 |
| Operating Profit / (Loss) | 2,906,299 | 46.967% | 1,977,514 | 2,261,939 | 3,078,415 | 2,098,450 |
| Change in FV & Impairment on Inv. Prop. | (100,110) | -19.496% | (124,354) | (72,957) | (62,092) | (10,642) |
| Change in FV & Impairment on Others | (493,023) | 3037.276% | (15,715) | (552,000) | (1,683,000) | (726,000) |
| Profit / (Loss) on Disposal | (45) | -95.917% | (1,102) | 2,816 | (2,437) | (35,143) |
| Other Non-operating Items | 0 | -- | 0 | 0 | 0 | 0 |
| Share of Results of Asso. & JCEs | 761,558 | 7.178% | 710,556 | 715,971 | 686,570 | 731,014 |
| Profit / (Loss) before Taxation | 3,074,679 | 20.722% | 2,546,899 | 2,355,769 | 2,017,456 | 2,057,679 |
| Taxation | (383,229) | 10.850% | (345,718) | (286,883) | (380,746) | (322,927) |
| Profit / (Loss) from Discontinued Operations | -- | -- | -- | -- | -- | -- |
| Non-controlling Interests | (634,544) | 20.165% | (528,062) | (476,791) | (412,332) | (426,348) |
| Others | -- | -- | -- | -- | -- | -- |
| Profit / (Loss) Attributable to Shareholders | 2,056,906 | 22.938% | 1,673,119 | 1,592,095 | 1,224,378 | 1,308,404 |
| 2025/12 - Final HKD(K$) | %Chg (Compare to Final) | 2024/12 HKD(K$) | 2023/12 HKD(K$) | 2022/12 HKD(K$) | 2021/12 HKD(K$) | |
| Depreciation & Amortisation | 377,391 | -1.908% | 384,732 | 357,198 | 388,735 | 405,808 |
| Directors' Emoluments | -- | -- | -- | -- | -- | -- |
| 2025/12 - Final | %Chg (Compare to Final) | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
| Auditor's Opinion Status | Unqualified | -- | Unqualified | Unqualified | Unqualified | Unqualified |
| 2025/12 - Final | %Chg (Compare to Final) | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
| EPS (cts) | 645.000 | 22.857% | 525.000 | 499.000 | 383.000 | 409.000 |
| DPS (cts) | 258.000 | -- | 210.000 | 200.000 | 114.000 | 106.000 |
| Dividend Payout Ratio (%) | 40.000% | -- | 40.000% | 40.080% | 29.765% | 25.917% |
| Cash flow per share ($) | -- | -- | (10.453) | (6.581) | 17.783 | (7.837) |
| NBV per share ($) | 117.313 | -- | 108.399 | 102.266 | 92.626 | 94.477 |
| Remarks: | Real time quote last updated: 30/03/2026 17:59 |
| Real-time basic market prices of Hong Kong securities are provided by HKEx; a Designated Website authorized by the HKEx Group to provide the Service. | |
| Profit / (Loss) Attributable to Shareholders (K$) | HKD 2,056,906 |
| %Change | 22.938% |
| EPS / (LPS) | HKD 6.450 |
| NBV Per Share ($) | HKD 117.313 |