| 2025/12 - Final HKD(K$) | %Chg (Compare to Final) | 2024/12 HKD(K$) | 2023/12 HKD(K$) | 2022/12 HKD(K$) | 2021/12 HKD(K$) | |
| Interest Income | 10,362,908 | -14.688% | 12,147,056 | 11,485,605 | 6,964,602 | 5,170,260 |
| Interest Expense | (4,534,239) | -33.893% | (6,858,939) | (6,670,170) | (2,581,542) | (1,225,984) |
| Net Interest Income | 5,828,669 | 10.222% | 5,288,117 | 4,815,435 | 4,383,060 | 3,944,276 |
| Other Operating Income | 2,086,512 | 26.701% | 1,646,806 | 1,100,649 | 2,443,210 | 1,439,916 |
| Total Operating Income | 7,915,181 | 14.135% | 6,934,923 | 5,916,084 | 6,826,270 | 5,384,192 |
| Net Insurance Claims Incurred & Movement in Policyholders' Liabilities | 0 | -- | 0 | 0 | 0 | 0 |
| Net Operating Income | 7,915,181 | 14.135% | 6,934,923 | 5,916,084 | 6,826,270 | 5,384,192 |
| Operating Expenses | (3,446,287) | 3.181% | (3,340,050) | (3,168,897) | (3,016,010) | (3,021,199) |
| Impairment Losses on Loans & Advances | (1,746,392) | -1.702% | (1,776,627) | (798,335) | (784,312) | (394,119) |
| Other Impairment Losses | (36,421) | 147.190% | (14,734) | 67,024 | (18,788) | 20,776 |
| Operating Profit / (Loss) | 2,686,081 | 48.936% | 1,803,512 | 2,015,876 | 3,007,160 | 1,989,650 |
| Change in FV & Impairment on Inv. Prop. | (95,003) | -6.752% | (101,882) | (41,087) | (38,311) | 4,636 |
| Change in FV & Impairment on Others | (493,023) | 3037.276% | (15,715) | (552,000) | (1,683,000) | (726,000) |
| Profit / (Loss) on Disposal | (46) | -95.826% | (1,102) | 2,818 | (2,437) | (33,621) |
| Other Non-operating Items | 0 | -- | 0 | 0 | 0 | 0 |
| Share of Results of Asso. & JCEs | 761,558 | 7.178% | 710,556 | 715,971 | 686,570 | 731,014 |
| Profit / (Loss) before Taxation | 2,859,567 | 19.379% | 2,395,369 | 2,141,578 | 1,969,982 | 1,965,679 |
| Taxation | (383,753) | 14.546% | (335,022) | (281,272) | (361,182) | (308,123) |
| Profit / (Loss) from Discontinued Operations | -- | -- | -- | -- | -- | -- |
| Non-controlling Interests | 0 | -- | 0 | 0 | 0 | 0 |
| Others | -- | -- | -- | -- | -- | -- |
| Profit / (Loss) Attributable to Shareholders | 2,475,814 | 20.165% | 2,060,347 | 1,860,306 | 1,608,800 | 1,657,556 |
| 2025/12 - Final HKD(K$) | %Chg (Compare to Final) | 2024/12 HKD(K$) | 2023/12 HKD(K$) | 2022/12 HKD(K$) | 2021/12 HKD(K$) | |
| Depreciation & Amortisation | 371,282 | -1.313% | 376,221 | 349,014 | 380,169 | 394,526 |
| Directors' Emoluments | -- | -- | -- | -- | -- | -- |
| 2025/12 - Final | %Chg (Compare to Final) | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
| Auditor's Opinion Status | Unqualified | -- | Unqualified | Unqualified | Unqualified | Unqualified |
| 2025/12 - Final | %Chg (Compare to Final) | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
| EPS (cts) | 176.000 | 19.728% | 147.000 | 132.000 | 114.000 | 118.000 |
| DPS (cts) | 80.000 | -- | 66.000 | 60.000 | 39.000 | 34.000 |
| Dividend Payout Ratio (%) | 45.455% | -- | 44.898% | 45.455% | 34.211% | 28.814% |
| Cash flow per share ($) | -- | -- | (1.589) | (0.814) | 3.529 | (1.468) |
| NBV per share ($) | 25.060 | -- | 23.839 | 23.175 | 21.280 | 21.279 |
| Remarks: | Real time quote last updated: 30/03/2026 17:59 |
| Real-time basic market prices of Hong Kong securities are provided by HKEx; a Designated Website authorized by the HKEx Group to provide the Service. | |
| Profit / (Loss) Attributable to Shareholders (K$) | HKD 2,475,814 |
| %Change | 20.165% |
| EPS / (LPS) | HKD 1.760 |
| NBV Per Share ($) | HKD 25.060 |